Quote Originally Posted by 'thinus',index.php?page=Thread&postID=39063#post39 063
In addition, when making a calculation for rating gains and losses at the end of a match, the calculation will use the higher of the personal or team ratings on the opposing team.
Correct, that's what I meant by saying that personal ratings are taken into account for the points you get per match. High personal rating = bad point gain if you're fighting a low rated team.