first get your permit. this will allow you to "learn" to drive with an instructor. cheap instructors charge about $20/hr. and you will need at least 6 hours in instructor-assisted training to actually be decent in driving.

if you dont have a car by the time you take you driving test, use the instructor's car. make sure you schedule your 6th hour driving training right before your driving test so everything will be fresh in your head. if you use an instructor's car, a good one will usually have appointments lined up under fake names so you can just pick whichever time you want. there is usually a fee for using the instructors car on your test.

if you buy a car off the lot, yes, they usually will require insurance.

if you buy a car from a private seller (lil joe heading off to marines and doesnt need his car anymore) you can drive without anything. just dont get caught. make sure you know how to drive by then!!!

if you cant spend money on driving training, then im sorry but you'll have to take suvega's car while he's asleep or something. lol jk.