seems to be very complicated in the US ...

in Germany you can buy a car, own a car, getting the car titled on your name, insure the car with your name ....
even if you don't have a drivers license. You can even drive your car as long as you're doing this on your own
ground or on streets which are private property (i.e. racing courts).

Only thing you aren't allowed to do is driving on public streets when you don't have a drivers license.