It is the account name.Originally Posted by 'Pact',index.php?page=Thread&postID=81497#post8149 7
Card name doesn't matter because they won't stop people from offering to pay for people's accounts, eg parent paying for non-minor child to play, etc.
You will need to get a new account and stop using your gf's...EB is currently doing a good deal on the battlechest if you are close to one, otherwise JB should also have them for a reasonable price.
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