Yes, it always has.
I think you have a better chance at winning money from the lottery than you do getting wrongly suspended from the game due to a mistake from a GM while you were legitimately multiboxing. I don't know the answer to your question, but the chances of that happening are so incredibly low it's not even something that anyone would worry about. That, and the fact that Blizzard doesn't outright ban you, so you're not going to lose your account unless you're a constant repeat offender, which isn't going to be due to the GMs constantly making mistakes over and over again.
Also, simply being reported by a jealous or uneducated player doesn't mean any action what-so-ever is going to be taken against your account.
I don't understand... What do you mean by "created?" If you're asking whether or not the e-mail addresses that you use need to be real, active e-mail accounts, then yes. Blizzard sends you verification e-mails when you first sign up, and whenever they believe you have suspicious activity on your account (e.g. password resets, etc.).
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