- Your characters don't pick the same amount of gold, it's just random. 2 days ago I had one one my characters complete the "Avarice" Season 5 achievement while killing a "gold" goblin in TX, but the others didn't get the achievement.

- Torment levels rise gold find by a lot. So, TX is better of course.

- I have 3 Bovine Bardiches and about 10 Puzzle Rings waiting for my team to have a specific "gold find" setup, which would be TX-able while all 4 characters are wearing a Golden Flence and a level 24 Boon of the Hoarder.