isk was not really the issue for me (I have about 30bil in isk and assets), nor was lack of knowledge (I've been playing on and off since beta). My problem was having very little patience for the stupid mistakes that got repeated over and over and over. I felt like TEST should have known better and been a better guide to BNI about nullsec living, but that didn't happen either. I'm just a jaded old bittervet at this point, and when my fun per hour hit zero and stayed there for a week I bailed.