Quote Originally Posted by 'MaxD',index.php?page=Thread&postID=34188#post3418 8
I will always buy a store warranty on everything I buy like this.
Having been a former "big box" retail store employee, I can tell you what a waste the in-store warranty is for 95% of the people out there. The other 5% are the people who treat their components like crap, and the store just has to suck up the cost if they can't prove it was user fault. First, each item comes with its own warranty from the manufacturer. But mainly, for the one time you actually made use of that $20-$300 in-store warranty, you spent that much on 10 other warranties that you'll never use. That saved money could have gone to get a new (and better model) replacement if something dies after the original manufacturer warranty dies. It's a running joke among these store employees on what a rip-off these store warranties and service plans are - the store makes a killing on them because of the very low incidence rate that they're actually used, or even able to be used because they are still warranties with restrictions and limits.

The employees are rated on pushing these "service plans" and "store-extended warranties" because it's 95% free money for the store. Save your money. Shop at newegg & amazon for items that are significantly discounted compared to retail stores. If something breaks, you've saved enough money shopping online and turning down extended warranties that you could buy two replacements.