Good read thanks, the thing is tho it's the original account holders fault. If they did not download stupid files and sussed stuff out before downloading there would be no threat. Although some can be tricky.. e.g Java Driveby's they are contained on infected websites when visiting these you get a legit looking popup saying that your version of flash is out dated update now.. Though for the real professionals there are also "Silent driveby's" these download it straight to your computer without even asking you and usually these are FUD (fully un-detectable) these are pretty much impossible to detect and can be updated whenever to continue being FUD, pretty much the only way to get rid of these is if you think you are infected keep that pc off the internet for a week or so get the latest update of your anti virus from another computer and bring it on a USB drive and scan afterwards if something was detected scan your usb aswell becuase these usually have USB spreading. I won't bore you with more details but with technology now days you HAVE to be cautious or your whole life can be taken in a matter of hours.
No you are not if you're infected every time you change your password they can see what you changed it to.
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