I am the same way-- very cautious, very computer savvy, and I've been able to avoid any issues with malware at home for ~20 years or so.
...and I have had an authenticator for a year or so already.
I was worried that I'd become "that guy." The computer-savvy person who winds up getting his WOW accounts hacked and wonders how the heck it happened. Maybe because I'm in IT and I have to deal with malware infestations all the time, including on computers whose users are pretty savvy themselves. I did not want to take a chance with my WOW accounts. The authenticator is a must-have for a multiboxer, IMO.
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