WTG Mythic!

[Ughmahedhurtz]

OK, maybe I'm being insensitive or a jerk or whatever, but I'm surprised people put things like this on a direct debit and not on a credit card. The only way anyone gets into my account is through disbursements setup by me, manually. The only exception is my direct deposit. _Everything_ else that is an automatic payment goes to a credit card.

[Korruptor]

I use a single-use CC number generated from PayPal. Sometimes I will use a multi-use CC to pay for 5 wow accounts and once the payment has cleared I will close the PayPal CC.

Next month I have to do it over but it's better then that crap.

[Gomotron]

OK, maybe I'm being insensitive or a jerk or whatever, but I'm surprised people put things like this on a direct debit and not on a credit card. The only way anyone gets into my account is through disbursements setup by me, manually. The only exception is my direct deposit. _Everything_ else that is an automatic payment goes to a credit card.

You certainly have a point, but the account in question is really just a pass-through account used for small purchases. I transfer money over from my main checking account as needed so I can never be out more than, say, $1000-1500.

The problem here was that due to the fact that the transactions were electronic, they were submitted simultaneously and therefore the typical safeguard of not allowing more than, say, $200 of overdrafts was not applied. That's what allowed me to get so far in the hole, so to speak.

That being said, I think I have learned my lesson and I plan on using timecards from here on out.