Its not a driver issue. That I've kept up with. Last update was 11/26/09. Double checked that one.

I did have a fan that was out of the 6 that are in my computer. Rear exit fan. Replaced it and installed a new Vcool van below the video card.
Turned all fans from medium to high. Can feel the air flow and its loud now. But I can deal with that.

The fan flow is facing the proper way. 3 leading in 4 leading out. I've never had a temp problem until now. And it started with this video card.

After doing some more reading on this card. It turns out to be the one hubby and I tried to avoid buying. The 8800gtx just rewraped with a minor upgrade..
Oh well I'll wait till next year and buy me a good card.