I see your point, Khat.

However, to guess my (up to) 14 letter/digit/symbol username and then my (up to) 14 letter/digit/symbol password is pretty strong security. Passwords should be case sensitive, but unfortunately they're not.

Unless I'm keylogged, its not at all likely they'll randomly guess a username and a password.

If I am keylogged, then one account or five accounts, they'll have the information as it is entered, or whenever it transmits the logged info.