/agree

My fees are around $75USD per month, and when compared to my average credit card bill is basically ignorable.

It could be a lot for a poor university student, or a minor with no disposable income (I could not seemyself doing it if in either of these situations).

Basically, if you make an average income and/or are married (so you can stiff the wife with some of the costs like I do) then its no problem.

Lokked