Welcome.

If "interact with target" isn't working 100% then maybe one of your toons isn't in range of interaction. I've noticed when I run up to turn in quests I have to make sure all my toons are in the same spot, and sometimes I notice one is kinda straggling further behind and they wind up not being in range.



OT English lesson:
-Afford has to due with spending something to gain something else. example: I cannot afford these cookies because I have no money. I cannot afford to miss another work day.
-Effort is the word you wanted to use :D example: They put a lot of effort into their job. If you put a lot of effort into your job, perhaps you can afford a really nice house someday.