Thank you all for the clarification.. What I did learn the hard way is that I shouldn't create a 2nd team until I've gotten the FIRST toon up to a decent level. In testing this out, my 2nd team's toon is now level 3 with essentially one giftable level which will wasted giving it to a lower level toon. Luckily my short term goals on this account are to get numerous toons up to 30 so at least I can enjoy these toons with a mount and not have to suffer over all the questing again.