I'm getting started with my first 5-box team and already I'm looking at the costs dreading it, but I love computers and am going through with it. So, how do you support this hobby of yours?

Let me give a bit of background on myself first. I'm currently 20 years old, working out of the house, well parent's house lol. I did try and attempt college but it's not me, so I left. I'm currently a video editor for the news and advertising field. Not full blown editing, but just small things and some other computer related tasks. I've got my work computers set up (iMac, eMac, some recording gear for capturing TV shows from other states, etc) and my personal computers setup right next to it. At the rate I'm going right now though, I'll never really be able to go full blown and 10-box like some of you do here (it's a goal/dream you could say lol). I do have some talent in web dev/design and computer related things, but in this day and age you need a degree 99% of the time. Which, in my opinion is stupid. Why hire someone that would probably have less real world experience but has a piece of paper then someone who does have real world experience? I don't get that. I know for a fact, if I was hired for my skills and not a paper saying I know what I'm doing I'd do fine, but employers won't even take a look at me unless I have that piece of paper. Am I right?

So, what I'm thinking of doing is opening my own company that specilizes in web development, computer refurbishing and building, and general internet and technology solutions. How viable is web development/design nowadays? Anyone here do that for a living? I'm a member on a professional Designer forum and some of them are able to get by charging $300+/hour on some projects. Yes, they've got a LOT more skill than me, so I'm thinking I could get by charging ~100-200/hour starting out for web design and devlopment. Now for the computer refurbishing and building, you really need a store front for customers to come to, that of course costs money. Would it be viable to operate that portion out of my home until business picks up, etc? Why I'm asking this is because I really would like to enjoy myself with this hobby and of course all of this requires money. I'm not the kind of person to go around saying what I make, neither do I expect you all to announce it, but my current job, which is actually the very first job I've held is currently paying $10/hour at 20-50 hours a week. Does anyone think is an ok payrate for what I do currently (video editor for an television marketing consultant...the company who goes around telling news anchors and stations how to 'hook' the viewers, etc).

So, anyone got any advice for me?