I think i screwed this up - RAF /facepalm

[Mikey]

Thanks - i think that makes sense. One question tho - are RAF granted levels tied to an account, or are they tied to the individual character that earned them?

They're tied to an individual character and can only be granted to the veteran account that referred them.

If i'm not mistaken, I read on the character transfer FAQ that granted levels do not carry over if a character is moved to a different server and/or account. So if it's a character that's 'earned' granted levels, and you're thinking about moving them, make sure you use it up otherwise you lose it.