I started my first multi setup (1 pally 4 shaman) on a new (to me) server and let me tell you money is not a problem. Sure its a bit tough at first but the way i got around it was using auctioneer and collecting absolutely EVERYTHINg that dropped. After i got access to a capital city i just vendored all teh trash grey items and auctioned all the cloth and items i got. By the time i was 60 i had all spells full riding skill (still refuse to buy elekk mounts cuz they are ugly) and another 1k gold ontop between my chars. So my advice is "Let other people farm the gold and pay it to you for the items you collect"

Good luck with your team
Kravmaga, Hapkido, Ninjitsu, Escrima, Savate
The Furious Five
Nagrand EU