cleaned out my account with wamu last week. Thought they had at least another week in them before they were going to throw in the towel.

Like xzin said, everything was insured and backed by jpmorgan, but it could have gone the other way. Mass bank runs spells out disaster, but if you have a lot of money in one establishment, I would suggest spreading them out with banks that have a firmer base... which doesn't leave consumers with much of a choice at the moment.