some more advice:

e) don't train all the skills you will never have enough money for it all; only pick what you absolutely need on each toon (like only 1 totem on each); ignore stuff you won't use or just might use as you won't have enough money

f) don't bother with professions; they are nice/cool but it will sink too much time. in particular don't try any non gathering professions as they *cost* money. the only thing you could do maybe is get mining and herbalism on your 2 main I strongly suggest you level to 60 first to learn the game (and help out your other groups as needed later)