Not to sure I'd use above directions myself. I've always been about extensive account security.

Myself I use different account names each 8 characters or more with a-z 1-9 !-$.

Also each password is different using the same format as the account names.

May be a bit extreme but its always been my philosophy to make my accounts a grid-iron lock.

That said though, if you arn't concerned about account security and have full faith in the integrity of your internet/firewalls/routers then yea using the previous posters advice would save you a few keystroke each time you logged in.