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We must FIX the problem with legislation of healthcare reform, not throw another burden on an inefficient government. Look what happened to public schools ever since the government got involved. Did you know that if you have an injury and go to a hospital, they'll charge you a certain rate to treat you if you pay up front with cash or a credit card. Did you know that they charge many insurance companies, especially Medicare, MORE? Did you know that if you have insurance, hospitals are more likely to perform unnecessary tests since they know the bill isn't on the patient? Did you also know that a hospital is more likely to prescribe drugs to someone covered by insurance, even when they may not be necessary? Again, ripping off health insurance. Health insurance companies pass these charges to the businesses that purchase plans, and the cost finally gets passed to the citizen. There's not enough money for the government to audit the $575-590 billion spent on Medicare each year, and a lot of that cost has been unnecessary.
Healthcare costs have directly increased due to malpractice insurance doctors must have, and that cost is passed to the citizen & health insurance company. All to pay off the patient who accidentally had a clamp left in them after surgery and it had to be removed. So that's a $40 million lawsuit, which is ultimately paid for in the end by the other patients as malpractice insurance increases. It's unfortunate that a doctor screwed up and caused a patient to go through another unnecessary surgery to fix the problem, but excessive lawsuits are just one of many major problems.
Legislation to fix these problems is all that is needed to make health coverage in this country affordable for everyone, including employers. We don't need a universal healthcare plan that will only get a return of 20 cents on the dollar due to inefficiency when there are better alternatives, but lobbyists in Washington are looking out for their interests. Drug, health insurance, and medical companies are the primary lobbyists in Washington, and they're all being very "nice" to politicians to make sure they continue to make money off the current system. They don't mind the idea of government run health insurance. It's easier to rip off a government program than a heavily-audited private company anyway. That's more taxpayer money wasted, and that's not ok with me.
I fully agree (with most of that ^^). There is a huge amount of waste in the UK as well. Sometimes it’s sickening tbh.
We’ve had an exorbitant amount of money recently invested into computerising the NHS nationwide to provide the fastest possible access to adequate health care and information to everyone, yet despite this nothing has been done.
But these problems aren’t because they are government run and thus are destined to fail. It is because the independent governing body over proceedings has failed. And in the cases where that governing body is the government itself, well then it is likely to fail :S
There HAS to be an independent committee whose sole task it is to supervise things like this, with complete transparency. The absence of this means that any health care, whether it be private or not, will eventually collapse. Either through excessive costs or dissatisfaction to the consumer or lack thereof.
And this is the aspect that worries me somewhat. There seems to be some discontent amongst you towards the government as a whole. Believe me people in most countries do. But how the hell did it come to “the lesser of two evils” (as someone put it) to be running for presidency? I mean the government should be at its core an establishment to help everyone in the country to the best of their ability. NOT an establishment to control its populous, with the exception of upholding the laws.
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Social is a wonderful thing when people go out of their way to help people. Social is a bad thing when government (at least our government) walks into your life, takes a big chunk of your paycheck, wastes 80% of that chunk to cover inefficiency, and does what it wants with the little that remains - with the end result in the hands of health/drug companies bank accounts.
All social issues should be left up to states to decide. Our country was founded for the government to protect the people (military), and provide legislation for laws to govern the country. Social issues should be handled where they are - by local and state governments. There's no need for the government to get involved in local/state affairs. Flawed plans, such a social security (which if you really read into it, is a form of pyramid payment plan, which just happens to be *illegal* in the country), Medicare, Medicaid, No Child Left Behind for education (which sounds wonderful, but is horribly flawed), are further proof that the government can't efficiently handle the problems it tries to tackle. If proper laws, with no loopholes for wealthy people/businesses to bypass, were enacted, we wouldn't need these 'social' programs since there would be plenty of well-paying jobs like there were in the 40's/50's/60's.
QFT
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Look at it this way..
Is a kid more likely to overspend on an item when he's footing the bill, or his parents are footing the bill?
The kid walks into Best Buy, sees the $6000 80" LCD TV, but knows he can't afford it. The sales assistant realizes he's worked hard for months at $10/hr to be able to afford it, and helps him with a more reasonable selection. So, he buys a nice 40" LCD TV for $1800, and skips on the extended warranty, overpriced cables, universal remote, fancy TV stand, etc. He arrives at home with his $2000 TV after taxes and enjoys a fantastic HD picture and feels good about the money he's spent. It's 1080p, fully functional, and does exactly what it's supposed to do - display HD TV in all its glory.
Another kid walks into Best Buy with his parents' credit card, sees the $6000 80" LCD TV, and likes it as well. The sales assistant sees the parents' plastic and pushes for $500 extended warranty, $100 HDMI cables, $400 TV stand, $100 universal remote, etc. The kid makes the purchase, comes home with his $7500 TV after taxes and enjoys a fantastic HD picture. It's 1080p, fully functional, and does exactly what it's supposed to do - display HD TV in all its glory.
I’m sorry, I cringed when you said this! ^^ For me there is a fundamental difference between necessity and luxury which underlines this whole topic. I know you were only trying to make an analogy : )
Necessity should under NO circumstances be refused to anyone. Thusly basic treatments should be available to everyone.
A TV is a luxury, no matter if it’s $6000 or $100.
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That's how health insurance works from hospitals right now. With socialized healthcare, the government will collect $X from every working person every year, lose Y% of it due to inefficiency, then pay much more than an uninsured would at a hospital visit due to unnecessary procedures/tests/drugs. Don't be fooled - running a hospital is a business, and although there are a lot of honorable doctors out there, there are bottom lines to be made, and government-provided money is a easy target for extortion. The solution isn't socialized healthcare. It's legislation to fix the many problems invovled with healthcare. Legislation is an inexpensive fix, and previous government programs have proven they don't work very well in this country.
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I think it's important to make a clear distinction between private health insurance and government run health insurance here. Hospitals do not charge private insurance more than an uninsured person, they charge them less. Private insurance companies will not pay for useless tests or unneeded procedures. The insurance companies bargain with the hospitals to get discounts. How else could private insurance ever hope to turn a profit?
You're certainly correct about government insurance though. It's amazing how inefficient things can become when there is no need to worry about making money.
This for me would be a valid reason against a government run universal health care system as it currently stands.
Just to argue the point. It's amazing how efficient things can become when there is a need to worry about making money. (please note this can be taken negatively :) )
But the truth is, as you pointed out in part, it is because there isn’t enough legislation, or simply wrong legislation protecting the patient, doctor and those taxed or ultimately paying for it. If there is enough protection in those three departments then it doesn’t matter if it’s public or private.
I hope I didn’t cause a stir :P I do think I got an answer to my original question though ^^
EDIT: oh holy cow.. Bit too much of a WALLOTEXT :S and I rly don't have time to go through it correcting my sbelink/grammatical mistakes :S