Runes of Magic Help

Hi I know there were/is some RoM boxers here.

Currently the settings in RoM are saved on a .txt file which is in Windows/Users/Documents type of thing as opposed to each copy of rom having its own .txt file. So of course having different settings for each account is next to impossible.

Does anyone know how to edit the .txt to get it to recognize each account or how to change what the game points to in order to get these settings.

Is there a switch I can run after the shortcut like NoCheckSettings something of that nature?

Thanks